Will Insurance Pay for a 12V adapter ?

General Discussion on any topic relating to CPAP and/or Sleep Apnea.
pratzert
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Will Insurance Pay for a 12V adapter ?

Post by pratzert » Thu Apr 26, 2012 3:43 pm

Hi.

Has anyone had any experience with their insurance company paying for a 12 volt adapter for their machine ?

I seem to recall a post on another board where someone said they were able to get a 12V adapter and insurance covered it.

Is it considered a fancy accessory, or a necessity ?

Thanks, Tim

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Last edited by pratzert on Thu Apr 26, 2012 4:28 pm, edited 1 time in total.

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JohnBFisher
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Re: Will Insurance Pay for a 12V adapter ?

Post by JohnBFisher » Thu Apr 26, 2012 4:16 pm

pratzert wrote:... Has anyone had any experience with their insurance company paying for a 12 volt adapter for their machine ? ... Is it considered a fancy accessory, or a necessity ? ...
And that's the crux of it. For most of us it would be considered an accessory and not medically necessary. However, if you were a long haul trucker you might be able to make the case that you needed it to help handle sleep while on the road. But for the rest of us, it's hard to make that case. I know my insurance would not cover it .. I did ask.

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WNJ
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Re: Will Insurance Pay for a 12V adapter ?

Post by WNJ » Thu Apr 26, 2012 5:10 pm

Give your insurance company a call and ask them. They should have an 800-number.

I use the same machine. The good news is that the Respironics 12-volt DC cord costs only about $25.

One of the first things I bought when I first got the machine about 6 years ago. I needed to use it in our RV.

I don't think I even looked into insurance paying for it.

Wayne

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pratzert
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Re: Will Insurance Pay for a 12V adapter ?

Post by pratzert » Thu Apr 26, 2012 6:47 pm

WNJ wrote:Give your insurance company a call and ask them. They should have an 800-number.

I use the same machine. The good news is that the Respironics 12-volt DC cord costs only about $25.

One of the first things I bought when I first got the machine about 6 years ago. I needed to use it in our RV.

I don't think I even looked into insurance paying for it.

Wayne
I'll take that suggestion and give the Insurance Co. a call.

But I am getting a Resmed S9 Autoset and that adapter is $80+. Not the end of the world if I have to pay out of pocket, but if I have coverage to pay for.. that's better.

Thanks

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edm_msu
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Re: Will Insurance Pay for a 12V adapter ?

Post by edm_msu » Thu Apr 26, 2012 7:19 pm

It might help if you can get your doctor to send a prescription for the adapter. That way you can say it is a necessity.

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chunkyfrog
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Re: Will Insurance Pay for a 12V adapter ?

Post by chunkyfrog » Fri Apr 27, 2012 12:40 pm

Providing documentation that there have been overnight power outages in your area recently might even help. ?

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